Tk 75 lakh is a serious budget. It is the savings of a decade for many families, and it is the number a buyer carries into the market with a clear question: how much home does this buy? The answer depends on where the home stands, and the gap between one area and the next is wide enough to change the size of the flat by more than half.
The figures below come from a sample of current public sale listings on Pbazaar, collected on 8 November 2026, with 8 to 12 listings per area. They are asking prices, not transaction prices. An asking price is what the seller hopes for. The deal that is actually signed can be lower, and the gap between the two is part of how Dhaka's market works. Treat these numbers as a map, not a price list.
In Mirpur, the median asking price is Tk 8,700 per sq ft. Divide Tk 75 lakh by that rate and the budget covers about 862 sq ft, call it 860. That is a two-bedroom flat with room for a small dining space, in the area where Dhaka's middle class has bought for a generation. Mirpur's streets are crowded and its buildings are older, but its flats are the largest a Tk 75 lakh budget can buy in the city.
Bashundhara Residential Area comes next at Tk 9,865 per sq ft, and Tk 75 lakh covers about 760 sq ft there. The area is planned, with wide roads and a newer stock of buildings, and it draws families who want a quieter lane without leaving the city. Uttara, at Tk 12,500 per sq ft, gives 600 sq ft for the same money. The sectors near the metro line carry a premium, and the flats are newer and better finished than the Mirpur stock at the same price.
Banani, at Tk 13,888 per sq ft, gives about 540 sq ft. Gulshan and Dhanmondi, both at Tk 20,000 per sq ft, give 375 sq ft. The arithmetic is blunt: the same Tk 75 lakh buys a family-sized flat in Mirpur and a single-bedroom flat in Gulshan. The address costs more than the extra room.
The budget is bigger than the flat price
None of the figures above include registration. On the deed value in a city corporation area, the charges run to about 7.5 per cent: stamp duty 1.5 per cent, registration fee 1 per cent, local government tax 2 per cent, plus VAT of 2 per cent on a new flat up to 1,600 sq ft, according to the registration-cost guide on this site. On a Tk 75 lakh deed value, that is about Tk 5,62,500. The real budget for a Tk 75 lakh flat is therefore about Tk 80.63 lakh, before furniture, curtains and the first month's service charge.
That extra Tk 5.63 lakh is where many buyers get caught. The deposit is planned, the loan is planned, and the registration bill arrives as a surprise. It should not. A buyer who cannot pay the registration on top of the price cannot complete the purchase, whatever the loan approval says. The registration-cost guide sets out the charges in full, and it is worth reading before the booking money is paid.
What the numbers do and do not say
These medians describe asking prices in a small sample, and small samples move. A single luxury listing in Banani can lift the median, and a handful of old flats in Mirpur can pull it down. The figures also hide the differences inside an area. A flat on the main road in Uttara and a flat deep inside a sector carry different prices, and a south-facing flat with a lake view costs more than the same flat facing a wall. The median is a starting point for a search, not a verdict on a single flat.
The gap between asking and transaction matters too. Sellers ask high and settle lower, and the size of that gap changes with the market. When sales are slow, the gap widens. When a flat is ready to move into, with gas and lift running, the gap narrows. How Dhaka buyers should read the gap between asking and dealing prices is the guide to that negotiation, and it is worth reading alongside these numbers.
The six areas also tell a story about who buys where. Mirpur and Bashundhara serve the family buying its first flat. Uttara serves the family trading up. Banani, Gulshan and Dhanmondi serve buyers who are paying for the address as much as for the floor area. None of that is new. What is new is how clearly the numbers show it: the same budget, the same city, and a flat that shrinks from 860 sq ft to 375 sq ft as the address changes.
A buyer with Tk 75 lakh has a real choice to make, and it is not only about money. It is about whether the family wants space in Mirpur or an address in Dhanmondi, a new building in Bashundhara or a metro ride in Uttara. The numbers in this article set out the trade. The family has to decide which side of it they want to live on, and then check the flat, the papers and the registration bill before they sign.
